Regulated online casinos are now LIVE in Michigan! Gov. Gretchen Whitmer signed a gambling expansion package into law in December 2019, which paved the way for the state’s current legal, active market.
With a population of approximately 10 million, Michigan is a big player in the legal online gambling landscape that continues to grow in the U.S. We’ve seen how much success states like Pennsylvania and New Jersey have had with legal online gambling, from player interest and state revenue generation standpoints, and Michigan is right there with them. For comparison, Pennsylvania has a population of nearly 13 million, and New Jersey around 9 million.
Best MI online casino bonuses
Is online casino gambling legal in Michigan?
Yes, now that a bill — HB 4311, the Lawful Internet Gaming Act — has been signed into law, thanks to Whitmer doing so at the end of 2019, online casinos are legal in the Wolverine State.
Online casinos that are legal and regulated have several advantages over their offshore (and illegal) counterparts. These include game integrity, safe and fast banking options, and government oversight on all aspects of gaming. All banking options, slots, table games, and video poker must go through extremely thorough testing to ensure that they meet the rigorous standards set forth by the state.
When did online casinos launch?
With approval from the Michigan Gaming Control Board online casinos officially launched in Michigan on January 22, 2021. Several operators hit the market together, at once, officially opening the market. Online casino games are legal and live now throughout Michigan.
How old do you have to be to play?
To play legal online casino games in Michigan, one needs to be at least 21 years old. This is the same age requirement in place for poker and online/mobile sports betting in Michigan.
Where can you play from?
Also like online/mobile sports betting and online poker, online casino play in Michigan requires players to be physically located within the state. Geolocation technology is used to determine a player’s location and restrict anyone not located within Michigan boundaries.
When you play from your mobile device, geolocation will occur via the built-in GPS device on your phone. When you play on a desktop or laptop, the geolocation software will use the available WiFi connections that your computer picks up. If you are located in a rural area or somewhere that does not have at least three available WiFis, a WiFi extender (that can be purchased for less than $50) can add additional WiFi connections and get you in the game.
Unfortunately, if you are playing on a wired connection, you may not be able to play. It is also important to note that you must be located in Michigan to play, but you do not need to be a Michigan resident. For instance, if you are from out of state, but are vacationing or visiting family in Michigan, you can sign up and play while you are within the borders. You can also sign up, deposit and withdrawal while out of state, but must be in Michigan to place bets.
What online casino games can you play in Michigan?
Now live, Michigan online casinos offer a wealth of available games. This includes slots, table games, and video poker.
Slots are the most popular form of online casino games seen across the legal online casino industry, and there is virtually no limit to the number of different slot games available. Each operator has dozens, if not hundreds of different slot games on offer, each with a different twist or theme, and some even offer big jackpot potential.
Depending on the individual site the slot selection will vary, but overall there are similar slot titles available across the board. Some sites have special deals with certain gaming providers to offer exclusive titles or have developed their own.
There are a few advantages to playing online slots vs their retail counterparts which include better payouts, bigger selection, lower minimums, and better graphics/gameplay. Playing from the comfort of your own home means you never have to wait for your favorite game, and when you are done you can just close your computer or put your phone down instead of that long drive home.
Slots come in all shapes and sizes, but none is more popular than NetEnts Divine Fortune. Divine Fortune has taken the US online casino industry by storm with its high RTP (return-to-player), multiple bonus rounds, multiplying wilds, and Mega Jackpot that consistently hits six figures that can be hit with a bet as low as 20 cents.
Whether you played blackjack for pennies on your grandmother’s table or got your start playing with friends, blackjack is the most recognizable and popular card game in the world. You can now play blackjack anytime, anywhere on your computer or mobile device thanks to legal and regulated online casinos.
There are many advantages to playing online as opposed to playing in a retail casino. First of all, you never have to wait for a seat at the table as online blackjack variations are available online, 24 hours a day, seven days a week with no wait. Another advantage is the lower limits online. Where in a retail casino, you would be lucky to find a $10 table, but online you can play blackjack for as low as 10 cents per hand. Online also allows new users to play for free on most sites.
Online casinos offer your typical blackjack with no side bets and the ability to play multiple hands at a time. Online Casinos also offer multiple blackjack variations with side bets that include:
- Lucky Ladies: This side bet pays out when you receive two cards that equal 20 as your down cards, and moves up in value depending on the card’s rank and suit with a pair of Queen of Hearts paying out the biggest bonus.
- Lucky Lucky: Using both the players up cards and the dealers up cards, different combos pay out more with three suited 7s paying out a crazy 200-1.
- 21+3: 21+3 also uses the player’s cards and the dealer-up card with the goal being to make a 3 card poker hand with different payouts for a pair, flush, straight, three of a kind, and straight flush.
- Perfect Pair: Pays out as high as 200-1 when the dealer or players’ cards match in suit and rank.
Roulette makes its way from the retail casino space to the internet with the full suite of betting options you come to expect. Roulette has nearly a dozen betting options with various payouts and values. Place your bets, spin the wheel and if it lands in one of your bets, you win.
Online casinos have several roulette variations that vary slightly from what you would expect to see in any American retail casino. These include slight variations such as European Roulette and French Roulette — to extreme changes like Three Wheel Roulette and 100:1 Roulette.
- American Roulette: The standard Roulette you can expect to find in any American retail casino with a 0 and 00.
- European Roulette: Similar to American Roulette but with just a single 0.
- French Roulette: Similar to European Roulette with a single 0 and a different arrangement of numbers on the wheel. French Roulette also offers Le Partage that refunds half of your bet back on outside bets when the ball lands on 0.
- Three Wheel Roulette: Exactly as it sounds, three wheels spin with extra prop bets on the side if the ball lands on the same number on multiple wheels.
- 100-1 Roulette: Similar to American roulette, but instead of 1-36 and 0/00, there are numbers from 1-100 and 0/00/000
Video poker is one of the most popular games in retail casinos and is a great option for online players who want a high return game with simple rules. It is not peer-to-peer online poker, so let’s be clear on that. Video poker is a cross between a slot machine and poker, combining elements of the two. There are several types of video poker games that are common, including Jacks or Better, Deuces Wild, and Double Bonus, so expect multiple different options to be offered.
Many casinos offer live dealer games. These games offer an enhanced level of engagement that makes users feel even more like they’re playing at a real casino. For these, an online casino would show a video feed of a live dealer who, for example, deals blackjack cards from a studio for players who “sit” at the table virtually. It’s a nice step up in interaction as many platforms all back-and-forth chats between dealers and players in real time.
Live Dealer games are typically offered for popular casino games such as Blackjack, Baccarat, Roulette, Three Card Poker, Texas Hold’em Poker, and more. Some New Jersey casinos began offering live slots as well during the Covid-19 pandemic as well.
Although live dealer is one of the most popular online gaming options in New Jersey, it has been slow to launch in other regulated states. It takes a lot of coordination, planning, and staffing, so don’t expect a live dealer to be available right away. We do expect more states to get on the live dealer train eventually because of the success found in New Jersey.
Legal Michigan online casinos
Michigan online casinos officially hit the ground running on January 22, 2021. The following casino sites are now live in the state offering real money online casino games.
|Online Casino Brand||Tribal Partner||Casino Partner||Launch|
|BetMGM||Commercial||MGM Grand Detroit||January 22, 2021|
|BetRivers||Little River Band of Ottawa Indians||Little River Casino & Resort||January 22, 2021|
|DraftKings Casino||Bay Mills Indian Community||Bay Mills Resort & Casino||January 22, 2021|
|FanDuel Casino||Commercial||MotorCity Casino||January 22, 2021|
|Golden Nugget||Keweenaw Bay Indian Community||Ojibwa Casinos||January 22, 2021|
|TwinSpires Casino||Hannahville Indian Community||Island Resort & Casino||January 22, 2021|
|WynnBET Casino||Sault Ste. Marie Tribe of Chippewa Indians||Kewadin Casinos||January 22, 2021|
|Caesars Casino||Grand Traverse Band of Ottawa and Chippewa Indians||Leelanau Sands, Turtle Creek||January 22, 2021|
|Stars Casino||Little Traverse Bay Bands of Odawa Indians||Odawa Casinos||January 29, 2021|
|Barstool Casino||Commercial||Greektown Casino||February 3, 2021|
|Parx Casino||Gun Lake Tribe||Gun Lake Casino||April 23, 2021|
|PointsBet||Lac Vieux Desert Band of Lake Superior Chippewa Indians||Northern Waters Casino||May 6, 2021|
As owners and operators of MGM Grand Detroit, it was only natural for MGM to be one of the first operators to launch online casino gaming in Michigan. It did so through its BetMGM platform, which is already available in other states where legal online casinos are available.
BetMGM helped open the Michigan iGaming market with both its casino and sports betting products.
BetRivers is the online casino and sports betting wing of Rush Street Interactive, which owns and operates several casinos throughout the country. They may not be a household name in Michigan just yet, but they now offer a great product in the state.
BetRivers is live in almost every state that has legal and regulated online sports betting and casinos and extends that reach into Michigan via a partnership with Little River Casino Resort in Manistee. BetRivers offers one of the most generous first deposit bonuses and has a very expansive game library.
DraftKings started as one of the top daily fantasy sites in the US, and that success has translated well to sports betting and online casinos. DraftKings is consistently among the top performers among both sports and casinos in every market they enter, and for good reason. DraftKings offers tons of promos, great customer service, and stellar software.
DraftKings has partnered with Bay Mills Resort and Casino for its DK Casino and online sports betting. DraftKings was among the first crop of online casinos to hit the market in MI.
FanDuel rose to incredible popularity with its start in daily fantasy sports (DFS) and has since transitioned to being one of the industry leaders in sports betting. FanDuel also has online casino products available in states with legal online casino gambling, including New Jersey (under the Betfair brand), Pennsylvania, and now Michigan.
In Michigan, FanDuel has a partnership in place with MotorCity Casino Hotel. At the venue, FanDuel already operates a two-story retail sportsbook and now has an online casino to match. In MI, the FanDuel Casino platform is linked with the FanDuel Sportsbook app.
Furthermore, FanDuel’s DFS platform is also available to be played from Michigan.
Golden Nugget first launched in New Jersey in 2013 and has been among the top online casinos in the state ever since. Golden Nugget stays among the elite online casinos by having one of the largest game libraries in the industries, amazing promotional offerings, and consistently great software.
Golden Nugget has formed a partnership with Keweenaw Bay Indian Community, which owns and operates both the Ojibwa Casino Baraga and the Ojibwa Casino Marquette.
TwinSpires is the online face of Churchill Downs Inc (CDI), the company known for being the home of the Kentucky Derby. TwinSpires uses its experience and reputation to be an appealing choice for online bettors. TwinSpires has partnered with Island Resort and Casino to bring their sportsbook and online casino to the Wolverine State.
The experienced bookmaker has expanded its online casino footprint. Caesars online casino is available in Michigan through a partnership deal with the Grand Traverse Band of Ottawa and Chippewa Indians. Caesars Sportsbook is also live, accepting wagers in-state.
WynnBET Casino made Michigan its second state of operation, following on the heels of New Jersey. Backed by the booming Wynn Brand, WynnBET casino offers an intuitive mobile casino experience to gamers in Michigan. WynnBET enters the state through a partnership with the Sault Ste. Marie Tribe of Chippewa Indians and their five Kewadin casinos spread throughout the Upper Peninsula.
Barstool Sportsbook arrived in Michigan with a big splash. They quietly expanded their presence in the state to include an online casino. It’s pretty good but nothing exceptional. The casino bonuses are worth checking out. All the biggest games are featured, including live casino games. If you like Barstool Sportsbook, you should at least try out Barstool Casino to use the promotions and rack up loyalty points.
Many sportsbooks that operate in the five states with legal online casino gaming also have online casinos. It is a natural extension of their existing sportsbook and is relatively easy to set up so that loyal sportsbook customers can play casino games or vice versa without having to switch apps. This is what PointsBet did. Its casino is solid, offering the leading slot and table games. The real advantage is its affiliation with PointsBet, which has proven to be a popular sportsbook in the state. If you like PointsBet, you will like PointsBet Casino.
Parx Casino already offers sports betting through its partnership with Gun Lake Casino, located in Wayland, MI. This partnership recently expanded to online casino gambling from Parx Casino. Parx Casino came to Michigan through Gun Lake Casino, using Gun Lake’s existing brand name that is familiar to bettors throughout the state.
The Stars Group, owner and operator of PokerStars Casino (and the PokerStars flagship online poker site), has a partnership in Michigan with Little Traverse Bay Bands of Odawa Indians Gaming Authority. Similar to entering Michigan’s legal sports betting market through its FOX Bet brand, The Stars Casino will also be a player in MI as one of the most experienced operators in the state.
While it took a while to get set up, the Stars Group now has all three online gaming products – casino, poker, and sports betting – available in Michigan. Access to the entire portfolio through one platform is something that most other online casinos do not offer and is a big advantage for PokerStars and the Stars Group.
Registering with an online casino in Michigan
Registering for an account with a legal online casino in Michigan is a simple, efficient process. As long as you have the required documents and information, it should be very straightforward.
New players will need to provide some combination of:
- A government-issued I.D.
- Date of birth
- Social security number (last four digits)
- Email address
- Phone number on hand
This information will be used by the online casino to verify who you are and your age. One of the big benefits of legal online gambling is that all of this information is safe and secure using technology regulated by the state of Michigan, so you can feel confident submitting your information.
Some casinos will require you to create a username and password for your account, while others will have you just use your email address.
When registering for an account with a legal online casino in Michigan, be sure to use a promo code or link from this page so you can benefit from any bonuses when first signing up. Check back at this page, as we’ll keep things up to date with the latest promo offers available for new players.
You do not need to be a Michigan resident or even be located in Michigan to sign up and make your first deposit, but you do need to be in Michigan to place any bets. Geolocation software can pinpoint your location within 20 feet. The software will continue to monitor your location as you play and will check the location more often the closer you are to the border.
Banking at MI online casinos
Banking with Michigan’s online casinos is safe, secure, and convenient, with several options available to deposit and withdraw.
Here are some of the options available from Michigan’s online casinos:
- ACH/e-Check: Link your bank account using your bank’s routing number and account number for secure and instant deposits and withdrawals
- Online banking transfer: Use your login credentials for your online banking portal to instantly and securely transfer money on and off the sites
- PayPal: Use the world’s most popular eWallet for instant and secure banking. PayPal can be used for both deposits and withdrawals.
- Cash at retail casino cage: Simply bring your cash and photo ID to the affiliated retail casino cage and the funds will be available within 15 minutes. However, not every casino allows these transactions, limiting them to digital platforms. For withdrawals, be sure that the withdrawal is approved before venturing over to the casino cage.
- PayNearMe: Choose PayNearMe and you will be given a barcode. Simply bring that barcode to any local 7-11 or CVS along with cash, and the funds will be available shortly after. PayNearMe is for deposits only.
- Credit/debit cards: Use your Visa or MasterCard credit or debit card for instant deposits. Withdrawals are not available via this method.
- Play+ Cards: Each online casino will have its own Play+ prepaid card. You can link a bank account or credit card to instantly begin using the card for deposits and withdrawals. Once the physical card arrives in the mail in 10-14 days, you can use that card to withdraw cash at any ATM or use the card anywhere Discover is accepted.
Laws and regulations
The Lawful Internet Gaming Act (HB 4311) ushers in a new era for Michigan’s gambling industry. Below are some of the details of the bill as these pertain to the laws and regulations now in place.
- Must be 21 years or older to gamble
- Both commercial and tribal casino venues can offer online gambling
- Casino operators can have one skin for an online casino (another for online poker is allowed)
Taxes and fees for casino operators:
- For operators, a graduated tax rate of 20% for adjusted gross receipts (AGR) less than $4 million
- Tax rate up to 28% for AGR greater than $12 million
- Detroit venues pay 1.25% to the city
- $50,000 application fee
- $100,000 for five-year license
- $50,000 for license renewal
- Internet gaming suppliers have costs of $5,000 for application, $5,000 for a license, and $2,500 for annual renewal
- 65% of tax revenue will go to the Internet Gaming Fund, with the majority going to the Michigan School Aid Fund
Advantages of playing at legal MI online casinos
- Safety and security: In the world of regulated online casinos, safety and security are at the top of the list. Gambling at a legal online casino in Michigan is safer and more secure than doing so with an unregulated online casino and players should rest easy knowing operators are under strict guidelines that they must
- Regulated banking options: Any time you’re gambling online, you want your money to be safe. Whether it’s an online casino, poker, or sports betting, the security of your funds is paramount. Legal online casino operators have rules and regulations in place to ensure your money is safe when depositing or withdrawing. Legal online casinos will commonly have several regulated banking options available, too, giving players variety when cashing in and out of online casinos.
- Online/mobile platforms: Michigan’s legal online casinos are available via online platforms and mobile devices in most cases, meaning users can play their favorite casino games on a desktop or laptop computer or a mobile phone or tablet. Geolocation technology is used to determine if a player is located within state boundaries, which again speaks to the safety and security of Michigan’s legal online casinos.
- Promotions: As online casino operators fight for market share, the customers are the ones who can benefit the most. New operators want to beat their competition and that often means enticing customers to come through their virtual doors with increased promotional and marketing efforts. When this is the case, customers will have new bonuses and enhanced promotions that they can take advantage of.
Types of online casino promotions
Michigan online casinos want to get as many customers to their platforms as possible and promotions are a great way to invite people in. With the tax deductions, Michigan online casinos can make in regards to the free play they give out, specifically in the first three years, there are plenty of juicy bonus offers to be had in the Wolverine State.
Here are some examples of the types of promotions that are available for legal online casinos in Michigan:
Deposit bonuses are some of the most commonly offered bonuses from online casinos. In some cases, an online casino will match all or a portion of a player’s deposit.
For example, an online casino can offer a 50% deposit bonus or a 100% deposit bonus. For the 50% deposit bonus, the online casino will credit the user with bonus money equal to half of the deposited amount. For a 100% deposit bonus, as you might’ve guessed, the online casino will credit the user with bonus money equal to the full deposited amount.
The most common deposit bonuses are first-deposit bonuses, sometimes referred to as welcome bonuses or welcome offers. But, online casinos have been known to give deposit bonuses for future deposits, too. Deposit bonuses usually have a maximum amount that can be received and play-through requirements, so be sure to read our casino reviews as well as the terms and conditions.
No Deposit Bonuses
What’s a great way to get people into your online casino? Give ’em money to play with, that’s what. With no-deposit bonuses, users will often just have to sign up for an account and they’ll receive bonus money for free, no deposit required.
No deposit bonuses are often on the smaller side and come with a play-through requirement to be eligible for withdrawal, but that doesn’t mean you shouldn’t take advantage of the free money that’s being offered.
Free Play & Free Spins
Online casinos can also offer free play-to-table games or free spins for slot games. These can come as welcome offers to get people in the door, or they can be awarded at a later time to loyal customers.
Cash back is just that, it’s cash back to the player. Like the other promotions, this type of promotion can be offered to both new and existing players. How it commonly works is that an online casino will invite you to play. If you lose, the online casino will credit you back for a certain amount of what you lost.
History of MI online casinos
Michigan has a long land-based casino history and many of those land-based casinos are involved in the legal online casino space, either through platforms of their own or through partnerships with other operators. The new era for Michigan gambling is all thanks to Whitmer signing the expansion into law in December 2019.
Online gambling was presented in 2016 via a bill from Sen. Mike Kowall, but it ultimately didn’t advance. In 2017, Kowall stepped back up to the batter’s box to try and hit it out of the park with the legislation, but it wasn’t until later in the year when Rep. Brandt Iden started pushing the initiative that things began to take shape. The passing of the baton made sense with Kowall set to retire in 2018.
The bill saw a lot of momentum in 2018, even making it to the desk of then-governor Rick Snyder. It looked as though online gambling was going to be passed into law just before the year came to a close, but Snyder instead vetoed the bill and left Michigan’s online gambling fate up to Whitmer, who was set to take office the following year.
In 2019, the Lawful Internet Gaming Act was back on the table, in addition to the Lawful Sports Sports Betting Act that was to push legal sports betting in the state. Later in 2019, both bills made their way to the governor’s desk. This time, the governor signed and legal online gambling was a go in the Wolverine State. Michigan’s first online casinos opened for business on January 22, 2021.